If you want a safer, more private, more people-oriented banking experience and the ability to deal in actual assets and lawful money, look for a state chartered credit union.

It may take a little research to find one and you will need to ask questions to make sure that what you are dealing with is not “state of state” or federal credit union simply using the word “state” or a state’s name as part of their business name.

Research a Credit Union (ncua.gov)

No matter which bank you use, send notice to your bank with a registered letter w/return receipt. This letter will state who you are, how money is to be denominated, and that your account is private property.

Letter to Bank CEO

Checks for deposit are stamped and signed:

Autograph (Lawful) vs Signature (Legal)